Investment Procedure

1. Investment Procedure
2. Investor requests a Product Disclosure Statement (“PDS”).
3. Investor signs and returns the PDS along with required identification and investment monies.
4. Application is received by Manager, identification checked and money banked into the Fund Trust Account.
5. Manager sets up new Investor account within its internal accounting system and the Investor is allocated a number and online access codes.
6. Manager sends to Investor a Supplementary Product Disclosure Statement (“SPDS”) with details of a sub-scheme (Loan) into which the Investor is invited to invest their funds.
7. The Investor does not have to accept the Sub-Scheme and/or may request that they split their investment into a number of Sub-Schemes.
8. If the Investor agrees to allocate their funds or a proportion of it, then the SPDS is signed and returned to the Manager.
9. The Manager receives the SPDS and takes the Investor’s funds out of the Trust Account and allocates them to the nominated loan.
10. Interest from the investment is paid monthly into the Investor’s nominated account.
11. Once the funds are allocated, they cannot be withdrawn until the loan has been repaid.

Once the loan has been repaid, the Manager will contact the Investor and offer them a new loan in which to invest. At this time the Investor can withdraw their funds if they wish